Cookie Policy

Cookies are small text files that are placed on your computer's hard drive by your web browser when you visit any website. They allow information gathered on one web page to be stored until it is needed for use on another, allowing a website to provide you with a personalised experience and the website owner with statistics about how you use the website so that it can be improved.

Some cookies may last for a defined period of time, such as one day or until you close your browser. Others last indefinitely. Your web browser should allow you to delete any you choose. It also should allow you to prevent or limit their use.

Our website uses first party cookies. They are placed by software that operates on our servers, and by software operated by third parties whose services we use. When you first visit our website, we ask you whether you wish us to use cookies. If you choose not to accept them, we shall not use them for your visit except to record that you have not consented to their use for any other purpose. If you choose not to use cookies or you prevent their use through your browser settings, you may not be able to use all the functionality of our website.

We use cookies in the following ways:

  • to register your visit to our website,
  • to track your privacy preference settings (i.e. your cookie consent), and
  • to analyse how you use our website.

Categories of Cookies Used

Functional (Always Switched On) - These cookies are vital for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences or accessing the website. You can set your browser to block or alert you about these cookies, but some parts of the site may not then work. These cookies do not store any personally identifiable information.

Marketing (Option to Switch Off) - These cookies allow us to monitor visits and traffic sources so we can analyse and improve the performance of our website. They tell us which pages are the most and least popular and allow us to see how visitors move around the website. A unique identifier is assigned to each registered user, which enables us to recognise visitors to our website anonymously. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.
Full details of cookies used on this site are detailed here:

Functional Cookies

Cookie Name Description
complianz_policy_id Used by cookie consent service Complianz, to store the user's cookie consent state for the current domain.
cmplz_banner-status Used by cookie consent service Complianz, to store the user's cookie consent preferences for the current domain.
complianz_marketing Used by cookie consent service Complianz, to store the user's cookie consent preferences for the current domain.
cmplz_consented_services Used by cookie consent service Complianz, to store the user's cookie consent preferences for the current domain.
cmplz_functional Used by cookie consent service Complianz, to store the user's cookie consent preferences for the current domain.
cmplz_preferences Used by cookie consent service Complianz, to store the user's cookie consent preferences for the current domain.
cmplz_statistics Used by cookie consent service Complianz, to store the user's cookie consent preferences for the current domain.

Marketing Cookies

Cookie Name Description
_ga Registers a unique ID that is used to generate statistical data on how the visitor uses the web site.
_gid Used by Google Analytics to identify a unique user that is used to generate statistical data on how the visitor uses the web site.
_gat_####### Used by Google Analytics to collect data on the number of times a user has visited the web site as well as dates for the first and most recent visit.

Read about Google's approach to privacy and safeguarding data here.

Managing Your Consent Preferences

When you visit our website for the first time you will be presented with a ‘Manage Consent’ notice with a link to this policy explaining the use of cookies by us, our partners and third parties. This will provide you with information about the specific cookies we use and how to control them. We will remember the preferences you select and may ask you to confirm these preferences from time to time. You can change your preferences at any time by scrolling to the bottom right hand side of the website page you are visiting and clicking on ‘Manage Consent’.
Most internet browsers are set to accept cookies automatically, but you can change your settings to notify you when a cookie is being set or updated, or to block cookies altogether. Please consult the “Help” section of your browser or find out how to manage cookies in popular browsers below:

See more about how we manage your privacy in our Website Privacy Notice

Version Control

Owner Seniors Money Data Protection Advisor
Version V.2.1 2022
Effective Date 1st March 2022