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Are you an Existing Customer?

Please click here for information relating to your Seniors Money Lifetime Loan.

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Are you interested in becoming a customer?

Our retail division Spry Finance will be very happy to explain all about our lifetime loan product for new customers and to guide you through the application process. Please click here to visit them for information about lifetime loans and how to apply.

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Please contact us if you have any questions about your existing loan.

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Legal Warnings and Notices

The following warnings and notices contain important information so please read them carefully.


For Lifetime Loans

WARNING: WHILE NO INTEREST IS PAYABLE DURING THE PERIOD OF THE MORTGAGE, THE INTEREST IS COMPOUNDED ON A MONTHLY BASIS AND IS PAYABLE IN FULL IN CIRCUMSTANCES SUCH AS DEATH, PERMANENT VACATION OF OR SALE OF THE PROPERTY.
WARNING: PURCHASING THIS PRODUCT MAY NEGATIVELY IMPACT ON YOUR ABILITY TO FUND FUTURE NEEDS.
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

 

For variable rate Lifetime Loans

WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

 

For fixed rate Lifetime Loans

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

 

If your lifetime loan is being used for debt consolidation purposes:

WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS THAT YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.