NOTICE

We have been informed by a third-party service provider that it is investigating a cybersecurity incident. We are working closely with the third-party service provider who are conducting a detailed investigation to ensure that all appropriate steps are taken where personal data of customers may have been accessed. We have written to our customers to advise them of the incident, and we will take all the steps necessary to safeguard our customers’ interests.

We recommend that customers remain vigilant in relation to any unusual activity on email, banking, and other online accounts. If you are concerned about any activity on your accounts, you should report the suspicious activity to your account providers. No other action is required by our customers at this time.

If you have any queries, if you would like to make a complaint, or if you would like to speak to someone about this matter, please call 01 5822584. Our lines will be open from Monday to Friday from 09:00 to 17:00.

You’re in safe hands

This website is for existing Seniors Money account holders About Us >


It is important that you keep your Lifetime Loan arrangements under review as there may be other options that could provide you with savings.
For details on how to switch from a Variable Rate to a Fixed Rate Lifetime Loan, please click here to access our Switching Guide, or contact us on: 01-5822 580 or, email us at: [email protected]

Important Notification
If you have been recently notified that your lifetime loan or reversion agreement has transferred to Seniors Money Mortgages (Ireland) DAC please click here
for answers to some frequently asked questions to help you understand what this means for you.

Are you an Existing Customer?

Please click here for information relating to your Seniors Money Lifetime Loan.

Customer Information     FAQs

Are you interested in becoming a customer?

Our retail division Spry Finance will be very happy to explain all about our lifetime loan product for new customers and to guide you through the application process. Please click here to visit them for information about lifetime loans and how to apply.

Spry Finance

Get in Touch

Please contact us if you have any questions about your existing loan.

Contact Details

Legal Warnings and Notices

The following warnings and notices contain important information so please read them carefully.


For Lifetime Loans

WARNING: WHILE NO INTEREST IS PAYABLE DURING THE PERIOD OF THE MORTGAGE, THE INTEREST IS COMPOUNDED ON A MONTHLY BASIS AND IS PAYABLE IN FULL IN CIRCUMSTANCES SUCH AS DEATH, PERMANENT VACATION OF OR SALE OF THE PROPERTY.
WARNING: PURCHASING THIS PRODUCT MAY NEGATIVELY IMPACT ON YOUR ABILITY TO FUND FUTURE NEEDS.
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

 

For variable rate Lifetime Loans

WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

 

For fixed rate Lifetime Loans

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

 

If your lifetime loan is being used for debt consolidation purposes:

WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS THAT YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.